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In this scheme of Bank of Baroda, open an account for Rs. 250, collect Rs. 35 daily and get Rs. 5 lakh.

 In this scheme of Bank of Baroda, open an account for Rs. 250, collect Rs. 35 daily and get Rs. 5 lakh.

An account can be opened in Bank of Baroda, the country's largest government bank, under the central government's special scheme Sukanya Samrudhi Yojana. Those who invest in this scheme get more benefits from any government scheme. Experts say that if you save about Rs 35 a day, you can create a fund of Rs 5 lakh for your daughter. 

According to the Bank of Baroda website, Sukanya Samrudhi Yojana was launched on December 2, 2014 under Betty Bachao Betty Padhao to help in the most important work in life for the welfare of girls such as education and money for marriage. Sukanya Samrudhi Yojana returns with tax benefits at an interest rate of 7.6% (01.01.2021 to 31.03.21).

ગુજરાતી માં વાંચો આ ન્યૂઝ 

Interest so far in this scheme


April 1, 2014: 9.1%

April 1, 2015: 9.2%

April 1, 2016 -June 30, 2016: 8.6%

July 1, 2016 - September 30, 2016: 8.6%

October 1, 2016- December 31, 2016: 8.5%

July 1, 2017- December 31, 2017 8.3%

January 1, 2018 - March 31, 2018: 8.1%

April 1, 2018 - June 30, 2018: 8.1%

July 1, 2018 - September 30, 2018: 8.1%

October 1, 2018 - December 31, 2018: 8.5%

January 1, 2019 - March 31, 2019: 8.5%

It is currently earning 7.6% interest.

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Account can be opened for only 250 rupees


The bride can open an account in her name up to ten years after the birth of the baby. Anyone can open an account with an initial deposit of at least Rs 250. The financial expert says that by depositing Rs 20,000 annually in Sukanya Samrudhi Yojana, Rs 2,80,000 will be deposited annually for 14 years. After 21 years, it will become a 10 lakh fund when it matures. There it will be Rs 35 per day i.e. about Rs 1,000 per month to Rs 12,000 per annum, on deposit you will get more than Rs 5 lakh on maturity.

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How much money can you invest in a year?


You can deposit up to Rs 1.5 lakh in a financial year. This amount can be deposited at one time or in multiples of several times but should not be on the limit. The account will mature at the end of 21 years. Under the Sukanya Samrudhi Khata scheme, the amount is exempted under Section 80C of the Income Tax Act, 1961.

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