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3/25/21

If you have also taken a home loan, you will not have to pay EMI for 6 months

If you have also taken a home loan, you will not have to pay EMI for 6 months




The company has waived the 6-month EMI of its customers
The company on Thursday offered the facility to home loan borrowers under the Home Senior Scheme



LIC Housing Finance Company has come up with a special facility for its customers. If you are also keeping a home loan, you do not have to pay 6 months EMI. That means the company has waived the 6-month EMI of its customers. The company on Thursday offered the facility to home loan borrowers under the Home Senior Scheme. The scheme comes under the Default Pension Scheme (DBPS) for salaried borrowers as well as pensioners.





Which EMI will be discounted?
The company will offer discounts to customers on the 37th, 38th, 73rd, 74th, 121st and 122nd EMI. Customers will get a discount when they pay this EMI.

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Who can take advantage?
Home is a good home loan product available in the senior market. The age limit of the borrower under this scheme can be up to 65 years. The company has also announced a special home loan product 'Home Senior' for pensioners. Under this, the term of the loan is kept up to the age of 80 years or maximum 30 years.

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6 EMI Exemption
Under this scheme, the customer who buys a ready-made house will also get exemption of 6 EMI and facilities like 48 months on payment of installments for the constructed houses.


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Y Vishwanath Gowde, chief executive officer , LIC Housing Finance, said the company has emerged well since its launch in July 2020 due to its uniqueness. The company has disbursed about 15,000 loans worth Rs 3,000 crore. At present, the company is offering customers a discount of 6 EMI.

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What should be the Sibyl score?
According to the company, if the current Sibyl score is 700 or higher, the interest rate on a home loan of Rs 15 crore will start at 6.90 per cent.

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