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4/21/21

Benefit Deal / Get Rs 1.2 crore, 40 thousand monthly pension by depositing only Rs 180 here every day, no future worries

 Benefit Deal / Get Rs 1.2 crore, 40 thousand monthly pension by depositing only Rs 180 here every day, no future worries



National Pension System: If you also want to become a millionaire, there are many ways, you can buy a mutual fund, invest in the stock market. But if you don't have that much time and if you can track the stock then the easiest way is to choose an investment option that is connected to the market and has no headaches..then you can also think about the National Pension System Are you

Also read રાજસ્થાન:ભોપાલથી જોધપુર આવેલી મહિલાનો રેલવે સ્ટેશન પર હોબાળો, કહ્યું, 'હું કોરોનાના રિપોર્ટ માટે સેમ્પલ આપીશ નહીં'

You will become a millionaire by investing in NPS

NPS is a market linked retirement oriented investment option. Under this scheme, NPS money is invested in 2 places. Equity means stock market and Debt means government bonds and corporate bonds. You can decide how much NPS money will go into equity at the time of opening the account. Usually 75% of the money can go into equity. This means that you can get a slightly higher return than PPF or EPF.


ગુજરાતી માં ન્યૂઝ વાંચો 





Now if you want to become a millionaire through NPS, the method is very simple, it just needs a little trick. Suppose you are 25 years old now. If you invest Rs 5400 per month i.e. Rs 180 per day. So 60 years will be your retirement period. That is, you will invest in it for 35 years. Now suppose you get a 10% return. So when you retire, your total pension wealth will be 2.02 crores.

Also read કામની વાત:PFમાંથી પૈસા ઉપાડવા પર પણ ટેક્સ આપવો પડે છે, અહીં જાણો ક્યારે અને કેટલા પૈસા ઉપાડવા પર કેટલો ટેક્સ ચૂકવવો પડશે

Start of investment in NPS

Age 25 years

5400 per month investment

Duration of stay 35 years

Estimated return 10%


Total investment 22.68 lakhs

Total interest 1.79 crore

Pension Wealth 2.02 crore

Total tax savings 6.80 lakh




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How much pension will you get?

You cannot withdraw all this money at once but you can withdraw 60% of it, 40% of which you have to put in the annuity plan .. so that you will get a pension every month .. Suppose you have put 40% of your money in the annuity. So you get Rs. 1.21 crore and suppose that if the interest is 6 per cent, you will get a pension of Rs 40,000 per month.


Pension account

Annuity 40%

Estimated interest rate 6%

Lump sum of Rs 1.21 crore

Monthly pension Rs. 40,477



Scenario No. 2

Just keep in mind that the sooner you start investing in NPS, the higher the lump sum and the higher the pension. If you start investing in NPS at the age of 30, see how much pension you will get


Start of investment in NPS

Age 30 years

5400 per month investment

Investment period 30 years

Estimated return 10%


Total investment 19.44 lakhs

Total interest 1.01 crore

Pension Wealth 1.20 crore

Total tax savings 5.83 lakh




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Pension account

Annuity 40%

Estimated interest rate 6%

Lump sum amount 72.56 lakhs

Monthly pension Rs. 24,188

So the basic mantra today is to start investing as soon as you can..so that you can retire as a millionaire in old age ..

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