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4/16/21

The post office changed the rules, now these people can open a zero balance account





Some rules have to be followed to open a basic savings account at the post office. The Finance Ministry has also issued a notification in this regard.

Until now, the facility to open zero balance accounts and Jan Dhan accounts was available only in a limited number of banks. But the government has decided to give this facility to some special people by changing the rules of the post office. Under this, members registered as adult members in any welfare scheme of the government can avail this facility.


Also read સરકાર પીએમ કિસાન સમ્માન નિધિ યોજના માં ખેડૂતોના ખાતામાં 2000 રૂપિયાનો 8મો હપ્તો જમા થયો છે કે નહિ ચેક કરો.


A notification has also been issued by the Finance Ministry in this regard. Accordingly, registered members can open a basic savings account (i.e. zero balance account) at the post office. Apart from them, the guardians of minors can also join it, although for this they also have to follow some rules.


ગુજરાતી  માં ન્યૂઝ વાંચો 


There should not be more than one account

The benefit of this post office facility can be availed only when the applicant has only one account. Multiple account openers will not be included. If you are availing any government benefits like pension, scholarship, LPG subsidy and do not want to keep a minimum balance in your savings account, then you can open a zero-balance account at the post office.



Account related limits are not fixed

There are rules for everyone from depositing money in a Basic Savings Bank Deposit Account (BSBDA) to withdrawal. A maximum of Rs 50,000 can be kept in it. While a maximum of Rs 1 lakh can be deposited in a financial year. If you withdraw money in a month, the limit should not exceed 10 thousand rupees. But the government has not set any such limit on the post office's zero bank balance account.

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