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Deposit only 800 rupees per month, get more than 5 lakh rupees at once, this is how you can take this best policy of LIC

 Deposit only 800 rupees per month, get more than 5 lakh rupees at once, this is how you can take this best policy of LIC

LIC's policy is considered good for investing money safely. LIC Life Benefit is a good policy if you want to get a maturity of more than five thousand with less premium. It can get a good return on investment of only Rs 800 per month. The policy also offers bonuses and other benefits, including death benefits.

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The company offers bonuses to policyholders under the LIC Life Benefit Policy

The scheme is open to children from 8 years to 54 years. According to the policy rules, if a 54 year old person takes this, the maximum policy term is 21 years. It has a sum assured of at least Rs 2 lakh. While there is no limit to the maximum sum assured.

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The policy will be for how many years

The LIC Life Benefit policy is for three periods. Which includes 16 years, 21 years and 25 years. During this period you will have to deposit premium for 10, 15 and 16 years respectively. If the maturity amount you will get only after the end of the policy term. For example, if you are 30 years old and you buy Sum Assured for Rs 2 lakh, the policy term will be 25 years.

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Benefits of the scheme

In this LIC policy, the investor gets the benefit of accidental death and disability, accident benefit, new term assurance and new critical illness. That is, if the policyholder dies or is physically disabled in an accident then the company will provide financial assistance for this. This claimant can also take a nominee in addition to the investor. This also has the advantage of bonus. In this you will get a bonus of Rs 47 per 1000.

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How to get Rs 5.25 lakh

If you take a LIC life benefit policy at the age of 30 and the sum insured is Rs 2 lakh, the term of the policy will be 25 years. In this case, you have to pay a premium of around Rs 800 per month. 

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Your total investment will be Rs 1.5 lakh. You will get a bonus of Rs 47 per 1000. In 25 years, your total bonus amount will be 2.35 lakh. In addition, you will get an additional Rs 90,000 as a final bonus on maturity, as LIC offers a bonus of Rs 450 per thousand. In this regard, you will get a total of Rs 5.25 lakh.

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