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Pradhan Mantri Suraksha Bima Yojana

PM $uraksha Bima Yojana may be a government-backed accident insurance scheme in India. it had been originally mentioned within the 2015 Budget speech by minister of finance Late Arun Jaitley in February 2015. it had been formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.


Are higher premiums holding you back from getting your life insurance?
Protect your family's future through SBI Life - Pradhan Mantri Jeevan Jyoti Bima Yojana. Get a life cover of Rs 5 lakh at normal price

This plan offers -
Safety - to cover in an accident
Ease - Easy registration and fast processing without any medical tests
Strength - by a nominal premium for all ages
Schedule your family's future today.


Maturity / Implicit Benefit:
There is no maturity or $urrender benefit under this plan.

The commencement date of insurance cover is the date on which the premium is debited from the insured's account to join the scheme and the insurance cover will be till May 31 of the following year. Thereafter, the insurance cover can be renewed on June 1 of each year by borrowing the premium in your Savings Bank account. These premiums are subject to change as specified from time to time by the Government of India.

If the member wishes to join the scheme after June 1, he / she can join by paying pro-rate premium on the basis of the month in which he / she is involved for the whole year and submitting the required documents / declarations, if any, as specified in the rules of the scheme. . The rules for admission shall be as prescribed by the Government of India from time to time. The whole year's premium i.e. Rs.50 / - will be payable at the time of renewal under the scheme and pro-rate payment cannot be made.

Eligibility of the beneficiary of Atal Pension Scheme

The Atal Pension $cheme (APY) is for all Indian citizens between the ages of 18 and 40. To avail the benefit$ of this scheme, everyone has to pay the amount fixed by the government for at least 30 years. Any bank account holder who isn`t a member of any such $ocial $ecurity $cheme can avail this scheme.

Pradhan Mantri Suraksha Bima Yojana is out there to people (Indian Resident or NRI) between 18 and 70 years aged with bank accounts. it's an annual premium of RS. 12 exclusive of taxes. GST is exempted on Pradhan Mantri Suraksha Bima SCHEME . the quantity is automatically debited from the account. 


This scheme are going to be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of those account had zero balance initially. the govt aims to scale back the amount of such zero balance accounts by using this and related schemes. Now all checking account holders can avail this facility through their net-banking service facility at any time of the year.Facebook

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